The 120-day federal CARES Act eviction moratorium lapsed on July 25, raising concerns about a possibly massive number of eviction actions being pursued in the many states that that have no statewide eviction moratorium of their own. Tens of millions of newly-unemployed American renters and homeowners, along with their families—and tens of millions of other Americans who lacked housing they could afford, even before the Covid-19 pandemic—likely will be unable to afford full rent and mortgage payments for a long time after the pandemic ends.

The CARES Act moratorium covered about 28 percent of America’s 43 million renters. The federal foreclosure moratorium, which ended on June 30, covered about 37.5 million of the nation’s 80+ million homeowners. Thus, those federal moratoriums actually applied to less than 40% of the nation’s housing units.

Temporary eviction moratoriums are still in effect in certain states, cities and smaller communities. It is important for renters and homeowners to be aware of their state and local laws and the status of their courts (many of which have reopened or never closed).

  • To find websites with more detailed information about renters' and homeowners' eviction and foreclosure protections during the pandemic, you may click on EVICTION PROTECTION INFO WEBSITES.
  • For a tracker on state and local rental-assistance programs, see National Low Income Housing Coalition [NLIHC], State and local rental assistance, posted at https://nlihc.org/rental-assistance.
  • For an extended, background report on Covid-related eviction and foreclosure moratoriums, tenant protections, and courts’ status during the pandemic, please click on AS COURTS REOPEN, EVICTION CONCERNS INCREASE

 

To see if your building qualifies for a federal eviction moratorium, you may visit

the list of Multifamily Properties Subject to Federal Eviction Moratoriums

created by the National Low-Income Housing Coalition (NLIHC).

For a comprehensive summary of tenant protections by state (including protections

during each step of the eviction process) you may visit

the Eviction Lab at Princeton University’s Housing Policy Scorecard.

For a comprehensive list of Covid-related eviction protections enacted by cities,

towns, and villages in the United States, you may visit:

National League of Cities’ COVID-19: Local Action Tracker.

For an up-to-date list of what each state’s court system has decided about reopening

(that is, allowing in-person hearing and trials), you may visit:

National Center for State Courts, Coronavirus and the courts, which provides an interactive look at current state court restrictions and plans to resume operations; or

Ballotopedia, Court closures by state webpage, which includes a chronological account of court closure decisions by state.

 

Please note that the information found in all databases linked to this article

may not be fully up to date, as the situation changes regularly.